Toyota Finance Center
Atlantic Toyota makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.
Sales & Finance Hours
|Weekdays||9:00 AM - 9:00 PM|
|Friday||9:00 AM - 6:00 PM|
|Saturday||9:00 AM - 6:00 PM|
|Sunday||12:00 PM - 5:00 PM|
Parts & Service Hours
|Weekdays||6:30 AM - 6:00 PM|
|Friday||6:30 AM - 6:00 PM|
|Saturday||8:00 AM - 3:00 PM|
Vehicle Protection Plans
Show your Toyota some love with a Vehicle Protection Plan.
Extend Your Warranty
Find out how you can extend the outstanding warranty on your Toyota.
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Toyota Rebates & APR Specials
Find the latest new car, truck, SUV and hybrid incentives and special offers available at Atlantic Toyota.
Use this handy calculator to see what your payments could be.
Estimate Your Credit Score
Get your estimated Credit Score without a bureau inquiry to affect your credit.
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Value Your Trade-In
Know exactly how much your vehicle is worth before you visit the dealership.
Your Car Value>
Free Online Tools
Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Atlantic Toyota will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Toyota can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.